About American Investment GroupContact American Investment Group   
American Investment Group American Investment Group

Financing

  • Permanent financing
  • Structured financing
  • Construction Loans
  • Mezzanine debt
  • Tenant-In-Common financing
  • Loan servicing

American Investment Group is a full service commercial lending firm. We specialize in the placement of long-term, fixed rate, non-recourse loans on income-producing properties located throughout the United States.

American Investment Group works with Banks & direct lenders making up to 100% Loan to Cost commercial real estate bridge loans for apartments, retail, office, industrial and condominium conversions. American Investment Group excels when the transaction offers unusual challenges in need of creative and innovative solutions.

We specialize in lending for the following types of income-producing properties

MULTI FAMILY

INDUSTRIAL

OFFICE

RETAIL

We also specialize in lending for the following types of Commercial & Residential Construction,
Condo Conversions & Land Development properties.
















Lending Sources

  • Life Insurance Companies
  • Banks
  • Conduits
  • High Leverage Private Placements


    Loan Amount

    $750,000 and up (typically $1 million to $100 million)


    Loan Term

    3, 5, 7, and 10 through 25 years (short-term, floating-rate transactions also available)


    Amortization

    Amortization up to 30 years is available, depending on LTV and property type. Fully amortizing transactions are also available, i.e. 20-year term/20-year amortization. Also, in some special cases, interest-only is available.


    Property Types

    (Most types of income-producing properties)
  • Multifamily
          - Market Rate
          - Affordable
  • Mixed-Use
  • Credit Retail
  • Unanchored Retail
  • Office
  • Industrial
  • Mini-Storage
  • Mobile Home Parks
  • Hotels
  • Nursing Homes
  • Senior Housing
  • Parking Garages


    Recourse

    Typically, transactions are non-recourse, with the exception of indemnity for environmental matters and fraud, etc. unless owner-occupied or, in some cases, single (non-credit) tenant buildings-part or up to 100% recourse may apply.


    Assumability

    Loans are generally assumable with lender's approval and a 1% fee or a lesser amount if completed in a specified time frame.


    Loan-To-Value

    Typically LTV is 75% with up to 80% LTV for some property types (i.e., apartments and credit retail).

    Alternatives:
    1. Some bank loans at LTV's up to 85%
    2. Some secondary, mezzanine, and 90%-95% interim financing programs also available
    3. Credit bond leases: up to 100% LTV


    Prepayment Penalty

    Typically, the prepayment penalty is yield maintenance with other options available.


    Generally, American Investment Group Commercial Mortgage Corporation requires two to three years of historical operating statements and a current rent roll to size transaction.


    We maintain relationships with the industry's strongest and most aggressive lenders: life, conduit, and banks.


  • Option 1: Work with A Construction Loan Specialist!
    Our specialist will explain your financing options, answer your questions, and guide you through the entire loan process.

    Option 2: Ask A Question!
    Speak with a Construction Loan Specialist.
    Send us your question online or call us at 1-800-313-1534.

    Option 3: Start The Loan Process!
    Create an account and get prequalified.

    There is NO obligation and NO charge to you.
    Best of all, return anytime to access your account 24 hours a day, 7 days a week.



       Home | About Us | Services | Properties | Financing | Careers | Contact Us

       (c) Copyright 2005 - American Investment Group Fund LLC - Web Design and Development by Braintoaster Interactive

    Services Properties Financing Careers Contact Us